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Toronto Family-Owned | WSIB and $2M Liability Insured | Probate-Court Documentation

Decision Guide

How to Choose an Estate Clearing Company in Ontario: Questions to Ask

| 7 min read | Reviewed by Catherine Delacroix, Estate Clearing Division Lead

Executor and two crew members walking through a Forest Hill home during a consultation

Why the Choice Matters

You will hand a company the keys to your loved one's home and trust it with photographs, papers, valuables and the family's memories. You will also rely on its records if a beneficiary or the court later asks what happened to the contents. Choosing well protects the estate and your role as executor.

Start by understanding what good executor services look like: room-by-room sorting, protected keepsakes, value identified before anything is donated, and documentation at the end. Then ask every provider the questions below.

Checklist of questions on a clipboard beside a coffee cup

10 Questions to Ask Every Estate Clearing Company

1. Do you carry WSIB coverage and liability insurance?

If a worker is injured in the home and the company has no WSIB coverage, the estate can be exposed. Ask for a certificate. Liability insurance protects against damage to the home or building. Ours is $2M, and every crew member is background-checked and bonded.

2. Will I receive a written, itemized quote?

A phone estimate is not a quote. Look for a written quote after a walk-through, with clear scope tiers and a schedule. Ours arrives within 48 hours.

3. Will any fees be added later?

Red flag

Some companies charge an extra $400 to $800 in rush fees that should have been in the original quote. Ask for confirmation in writing that the quoted price is the price.

4. How do you handle papers and sentimental items?

The answer should be specific: papers set aside and logged, keepsakes boxed and held for family review, nothing personal discarded without approval.

5. Who identifies valuable items, and when?

Valuables should be identified before anything is donated or removed. Ask whether the company coordinates online auction, and what the fee is. Ours is 15% of hammer price with no upfront cost through MaxSold.

6. What documentation will I receive?

You should receive an itemized inventory, donation receipts, auction results and disposal manifests. Ask to see a sample.

Insurance certificate and WSIB letter beside a written quote

7. Where do donations go?

Named partners are a good sign. We route to Habitat for Humanity ReStore, Salvation Army, Toronto Goodwill and community furniture banks, with receipts in the estate's name.

8. Do you use branded or unmarked vehicles?

Many families prefer discretion. Plain white unmarked vans mean the street sees a moving day, not an estate.

9. Who supervises the job?

Ask who will actually be in the home and who is accountable. At Estate Clearing Toronto, Catherine Delacroix attends the first day of every estate over $8,000.

10. Will you work with my lawyer and realtor?

A good company coordinates with your estate lawyer and realtor when you authorize it, so you are not the go-between for every question.

Comparing Providers Side by Side

QuestionWhat a good answer sounds like
InsuranceWSIB covered, liability certificate available
QuoteWritten, itemized, tiered, with schedule
Extra feesNone after signing
KeepsakesHeld for family review, photographed for remote approval
ValuablesIdentified on day one, auction coordinated
RecordsInventory, receipts, auction results, manifests
VehiclesUnmarked on request or by default
SupervisionNamed senior lead on site

Franchise or Family-Owned?

Franchise brands and local companies can both do good work. What matters is who comes through the door, how they are trained and supervised, and whether the company has local relationships with donation partners and auction platforms. We are family-owned and Toronto-based, built out of a decade-plus in the local cleaning industry, and many of our clients come through estate lawyer and funeral industry referrals.

Red Flags to Watch For

Red flagWhy it matters
Price over the phone without seeing the homeThe quote is likely to change later
No written quoteNothing to hold the company to
Vague answers about papers and keepsakesImportant items may be lost
No proof of WSIB or liability insuranceThe estate may carry the risk
Pressure to book immediatelyA good company respects your timeline
No mention of receipts or recordsThe executor is left without documentation
Plans to haul everything in one daySorting is being skipped

Questions About the Crew

Beyond the company, ask about the people who will be in the home. Are crew members background-checked and bonded? Are they employees or day labour? Who supervises them on site, and will that person be your contact? Will the same crew work the whole project? The answers tell you how the company treats a family's home when no one is watching.

Before You Sign

Walk the home with each finalist. Notice whether they ask about the family, the timeline and the paperwork, or only about square footage. When you are ready, book a consultation with us. It is free, confidential and comes in an unmarked vehicle, and you will leave with a clear answer to every question above.

Questions

Questions Families Ask

What insurance should an estate clearing company carry?

Ask for proof of WSIB coverage and liability insurance. We are fully WSIB covered and carry $2M liability insurance, and we provide certificates to executors, lawyers and condo managers on request.

Should the quote be written?

Yes. It should be written and itemized, with scope tiers and a schedule. Ours arrives within 48 hours of the consultation in a format your probate lawyer can use.

Why do unmarked vans matter?

Branded trucks parked outside for days announce a family's loss to the whole street. Plain white unmarked vans keep the work discreet.

Should I choose a franchise or a local company?

Either can be good, but ask who will actually be in the home, who supervises, and whether the company has local donation and auction relationships. We are family-owned and Toronto-based, not a franchise.

When you are ready for help with the home

Estate Clearing Toronto works at family pace, with unmarked vehicles and a documentation package your lawyer can use. The consultation is free and confidential.

Call (437) 755-3782